The AI-Powered
Net Worth Tracker
Track every account, every asset, every currency — in one place. Get AI-powered insights after every snapshot.
Free during public beta • No credit card required
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The Problem
Your wealth is everywhere. Your clarity isn't.
Most people have money in a dozen places and no single number that ties it all together. Peenutz was built to fix that.
Your wealth is in 15 different places
Bank accounts, mutual funds, stocks, property, gold, pension, EPF — and no single number that ties it all together.
Spreadsheets that nobody keeps up to date
Fragile, ugly, owned by one person, and hopeless with multiple currencies or physical assets. You know it's wrong — you just haven't fixed it.
You don't want to link your bank accounts
Not everything has an API — property, gold, and international accounts certainly don't. And you're right to want privacy. Peenutz doesn't need your login.
Your household tracks finances separately
You have accounts. Your partner has accounts. Together you have a shared mortgage. But your overall picture? Nobody knows it.
Features
Everything you need to know your number.
From the first account you add to the dashboard you'll check every month — Peenutz covers every part of the picture.
Net Worth Tracker
Track cash, investments, property, retirement funds, and debts in one place. Every account type that matters, covered. Get your real number — not just the easy-to-count stuff.
Monthly Snapshots
Build a monthly habit: update account balances, publish your snapshot, and watch your net worth trend over time. Draft, save, and publish at your own pace.
AI Snapshot Insights
After every snapshot, get a plain-English summary of what changed, what's trending, and what to watch. Your monthly financial story, written for you.
Multi-Currency Support
Hold accounts in INR, GBP, USD, AED, or any major currency. Peenutz converts everything to your base currency using historical exchange rates. Built for globally mobile households.
Household Management
Invite your partner, family member, or advisor. Owner, Member, and Viewer roles give you full control over who sees and edits what. Collaborative visibility, with privacy controls.
Privacy by Design
No bank linking, no open banking, no third-party aggregators. You enter what you want. Your data stays yours. Zero bank credentials required.
How It Works
Simple by design.
Three steps. One monthly habit. A complete picture of your household's financial health.
Add your accounts
Set up your household and catalog every account — bank accounts, investment portfolios, property, gold, retirement funds, and debts. Any currency, any country.
Take a monthly snapshot
Once a month, review your balances and publish a snapshot. Peenutz pre-fills your last values — just update what changed and hit publish. Draft, save, come back later.
Watch your wealth grow
Your dashboard tracks net worth over 3 months, 6 months, 1 year, and all time. After every snapshot, AI surfaces what changed and what it means — in plain English.
Why Peenutz
Built differently.
Most finance tools were built for US users with US bank accounts. Peenutz was built for the rest of the world.
No bank linking. Ever.
Your credentials stay with you. You enter what you want, when you want. No open banking, no third-party aggregators, no automatic syncing that breaks when an API changes.
Built for households, not just individuals
Invite your partner as an Owner, Member, or Viewer. Both of you see the same picture. One person updates, the other stays informed. No more two separate spreadsheets.
Physical assets are first-class citizens
Property, vehicles, gold, jewellery, precious metals — Peenutz tracks them all. Most trackers ignore the assets that often represent the largest chunk of wealth.
Made for the globally mobile
Hold accounts in INR, GBP, USD, AED, or any major currency. Peenutz converts everything to your base currency using historical exchange rates — so your dashboard always adds up.